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Category: Health Insurance

What Determines the Cost of Health Insurance?

What Determines the Cost of Health Insurance?

Everyone in the U.S. needs health insurance today. When you reach age 65, Medicare provides low-cost health coverage. Below that age, the cost of health insurance can vary, depending on a number of factors. Since the Affordable Care Act (ACA) went into effect, insurance companies are using different factors to determine premiums for health insurance plans. For example, under the ACA, your gender and your...

Can I Change My Health Insurance If I Move?

Can I Change My Health Insurance If I Move?

If you move across town, you may not be able to change your health insurance. If you move out of state, on the other hand, you may be required to change it. Your health insurance may not cross state lines with you. Some plans may terminate when you move to a different state or may not provide coverage in the new state. If you purchased...

Health Insurance Agent vs. Navigator: What’s the Difference?

Health Insurance Agent vs. Navigator: What’s the Difference?

Shopping for health insurance can be a confusing process. You may need some assistance in choosing the right options, getting the subsidies you are entitled to receive, and enrolling in a health plan. You may be able to get the help you need through either a health insurance agent or a navigator. Although both agents and navigators can help you enroll in a health plan,...

9 Ways to Eat Healthy This Holiday Season

9 Ways to Eat Healthy This Holiday Season

We all know that we should eat healthy food, but when the holidays arrive, all bets are off! The abundant treats associated with the holiday season can come with consequences. Using these tips so you can enjoy the season while watching your weight and staying healthy. Smaller Quantities If you eat generous portions, you will crave more food, and the spiral begins. Eat smaller portions...

How to Avoid the Winter Blues

How to Avoid the Winter Blues

The “winter blues” are not imaginary. Millions of people feel depressed during the winter months due to the reduced sunlight, which is believed to increase more melatonin, the hormone that triggers sleep, creating feelings of fatigue, lethargy, and depression. Rather than living with the condition, you have options to help elevate your mood. The Science Behind the Winter Blues Your body’s internal clock is a...