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What to Expect When Applying for Life Insurance

What to Expect When Applying for Life Insurance

If you’re considering purchasing life insurance, you must go through an application process to qualify. Understanding what to expect during this process can help you secure the coverage you need at a price that suits your budget. Gaining familiarity with the steps, from the application to the medical exam and beyond, can go a long way when applying for life insurance. Determine Your Coverage Needs...

The Positive Impact Home Care Offers on Quality of Life

The Positive Impact Home Care Offers on Quality of Life

Home care services profoundly impact patients’ lives by allowing them to receive care in the comfort of their homes, surrounded by loved ones. This approach contributes to enhanced well-being and offers numerous other benefits that significantly improve the overall quality of life. November is National Homecare & Hospice Month, commemorating the incredible dedication of nurses, home care aides, therapists, and social workers who provide vital...

What Happens to My 401(k) When I Change Jobs?

What Happens to My 401(k) When I Change Jobs?

An employer-sponsored 401(k) plan is a great way to save money for retirement. With matching contributions from your employer, you are essentially getting free money added to your savings. However, you may not stay with the same employer for the duration of your working years. What happens to your 401(k) account when you change jobs? Your funds will remain with your old employer-sponsored plan until...

Costumes, Candy, and Care: Safety Reminders for the Family this Halloween

Costumes, Candy, and Care: Safety Reminders for the Family this Halloween

Halloween is a fun time for the entire family. This special holiday encourages creativity, strengthens community spirit, and gives us all an excuse to dress up. To help prevent accidents and injuries that could spoil the holiday or worse, we offer the following safety reminders for Halloween. Choose Safe Costumes Halloween costumes should be made of flame-resistant fabric. Colors should be bright and reflective, or...

Is Final Expense Insurance Right for Me?

Is Final Expense Insurance Right for Me?

Final expense insurance may be the right choice for seniors who want to cover their final expenses. Also referred to as burial insurance or funeral insurance, it is a type of life insurance policy designed to cover final disposition and funeral services after death. Funeral and burial expenses have been rapidly rising for the past 30 years. Families have paid an average of $7,848 for...